Member firms of NORACS provide a full range of actuarial, consulting and administrative services. NORACS firms work on a fee for service basis, maintaining independence and impartiality.

Employee Benefits | International Benefits Consulting | Merger, Acquisition, and Divestment Consulting |
Insurance and Risk Management | Investment Services | Compensation and Human Resources |
Executive Benefit Planning

Employee Benefits

  • Defined Benefit Pension Plans
  • Defined Contribution Plans
  • Health, Welfare and Other Group Benefits
  • Flexible Benefits
  • Retiree Medical and Life Benefits
  • Employee Communications
  • Software Development
  • Compliance Issues

International Benefits Consulting

  • Consolidation of Plans
  • Pooling of Risks
  • Development of Benefit Strategies
  • Design of Corporate Policies for Transferring Executives
  • Expatriate Tax and Financial Planning, including Pension Equalization

Merger, Acquisition, and Divestment Consulting

  • Actuarial Determination of Liabilities
  • Termination of Plans
  • Negotiation and Transfer of Assets
  • Design of New Benefit Plans
  • Structuring Incentive Compensation Programs
  • Assistance with Compliance
  • Employee Communications

Insurance and Risk Management

  • Merger and Acquisition Consulting
  • Actuarial Determination of Liabilities
  • Financial Reporting
  • Corporate Planning and Strategy
  • Company or Product Analysis
  • Product Design and Pricing
  • Marketing Assistance
  • Administrative Advice
  • Investment Analysis

Investment Services

  • Assistance with 404(c) Compliance
  • Performance Appraisal
  • Asset Allocation Strategies
  • Manager and Trustee Selection
  • Retirement Planning Seminars

Compensation and Human Resources

  • Job Evaluation
  • Salary Administration
  • Employee Assistance Plans
  • Human Resource Audits
  • Employee Handbooks
  • Policy and Procedure Manuals

Executive Benefit Planning

  • Non-qualified Retirement Plans
  • Incentive Compensation
  • Deferred Compensation
  • Analysis of Corporate-owned Life Insurance, Split Dollar and Other
  • Executive Benefits
  • Stock Option Plans
  • Directors’ Plans
  • Tax and Financial Planning

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